I've finally input everything into YNAB except I need verify three account balances, but I won't be able to do that until Monday. Goodness me, it's so disheartening to actually see the amount that I still owe. But I have to keep in mind how much I've paid off even though my net worth is in the negatives.
Of course everyone's goal is to have a net worth that is in the black! But for those that haven't achieved that, some people are closer than others, not even I.
I literally have VERY close to $50K in debt. I have VERY few assets. But this just wants makes me want to be debt free all the more. It's really the student loans that are killing me. I'm hoping that I can make a large dent in the before I get my degree.
Overall I do like the look and feel of YNAB. Although I wouldn't mind a few changes to the app. Such as being able to change the budget directly from the app. But the app is FREE so that's a nice change!.
But it'll just take discipline and hard work. I'll get there, especially with the support of friends, family and the people here on SavingAdvice.com.
YNAB
June 23rd, 2013 at 02:44 am
June 23rd, 2013 at 09:27 pm 1372019237
June 23rd, 2013 at 11:24 pm 1372026284