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Budget until Promotion/Pay Raises

June 28th, 2013 at 03:49 am

After inputting things into YNAB this is my budget for next month, although my rent will be a little off because of moving from one apartment to the other. So for now I'll keep that as the original amount:

car loan: $194.31 (I plan to at least put an extra $100 towards this debt to pay it off first)
timeshare: $132.80
WF student loan: $108.52
medical collections: $20
apartment: $10

newspaper: $13.95
cell: $143.58 (parents pay $40 for their portion)
cell insurance: $7.49
Netflix: $10.47
auto insurance: $132.29
rent: $779.00 (roommate pay $200 for her portion)
renter's insurance: $19.83
civilian clothing: $10
groceries: $50
health & beauty: $5
household goods: $10
fuel: $225
military clothing: $10
restaurants: $10
salon & spa: $40
spending money: $10
emergency fund: $73
vehicle maintenance: $10
home maintenance: $10
birthdays: $9
Xmas: $40
timeshare fees: $27
property taxes: $10
electronics/games: $5
genealogy: $5

Although now that I look this over some things will change. I'll be changing things during the next month anyways to flow with how I pay things.

Actually I'll be re-doing my YNAB because it's not setup like I want it so my official starting month will be July. I want to be sure that I'll get off to a new start.

I have several money challenges that I want to start participating in so that I can save money and start really putting money in my retirement. But that won't start until next year (although I'll begin participating in my retirement again this year).

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