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Archive for August, 2013

September

September 1st, 2013 at 03:45 am

I got off budget for August but I'm still n the green. I'm hoping for a lot better September and will start working hard on the budget of getting my debt down.

I have a possible third roomie that'll stay with me for a month or so but if it happens, I'll go to 1/3rds in the rent amount. So instead of paying $500 it'll go down to about $334!

Let's hope for lower rent!

Since moving I've gone off budget. I haven't really been putting information into my budget so I've had to play catch-up.

I'm getting things in order so that for September I'll be all set again... I have kept up with my spending so that I'm not over-spending on anything but I'm still admonishing myself in the meantime.

It's so easy to get off-budget. Especially since I'm still in the middle of changing banks as well.

A Lot Has Happened

August 31st, 2013 at 10:29 pm

A lot has happened in the past few weeks...

I was pretty much kicked out of my apartment. Why you ask? Because they didn't want for me to rent it for the amount that they put on the contract. It was for half of the amount in which they intended. They stated that they sent me an e-mail (which they sent to the wrong address) which only gave me 3 hours to vacate the premises because my current contract was up at noon that day.

I was already at work (I'm military) and didn't have access to any of that information. My parents sent me a text stating that I need to turn in my keys. This was at 11:00am. I didn't get to the apartments at 11:30am. They stated that I had 30 minutes left to vacate.

Mind you, this was almost 2 months after knee surgery and I couldn't carry anything heavy by myself. I had to contact my roommate and she arrived a bit after noon.

The complex then gave me till the close of business to vacate. My roommate and I pretty much moved out by ourselves (with my not really being any help :'( ).

I signed a new contract with a new place and have been VERY satisfied with their service. The new place has given me $1,450 in incentives when I move in. $250 was for the security deposit that I did NOT have to provide. And I'm using the $1,200 to put towards my rent ($100 off monthly).

The only thing I needed was furniture which I now have. I did purchase a bedroom suite which I have divided among my bedroom and living room. I am not purchasing dining room furniture because we're using that area as a home gym.

I feel lucky that I was able to purchase my dream bedroom furniture (except for the platform bed) but whenever I move into my dream home, I'll just put that into the guest bedroom. LOL!

At this point I'm still unpacking and will be going through my things to see what can be donated, sold, or thrown away.

So right now my rent is $960, but with $100 off it's $860. Then my roommate pays half so it's $430. The only utilities that we have are electricity, water, and internet.

Electricity is $57.22 for 16 days. $30 is the activation fee so it's actually $27.22. But I will expect to pay about $80 per month.

Internet is $68.86. This includes a modem rental of $5 per month ($60 annually). I will try to find a modem for less than that so I would no longer have to pay them for the rental. The internet is actually $29.95 the first year then $49.95 after that.

Water bill is $15.27 which is exciting to me.

So all in all for the new place, it costs me $1,101.35 for the first month and I have $100 off every month which equals to $1,001.35. And since I have a roommate we only both pay $500.68. I'm VERY happy with where I am and I'm looking forward to the next 11 months here.