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Motorcycle?

June 14th, 2013 at 11:13 pm



So I did it, I bought a motorcycle!

I paid for it fully up front so the only thing I'll have to pay is maintenance and insurance. Of course I need to pay for the initial registration/titling but that's to be expected.

I currently have it in storage. FOR FREE. A friend of mine is storing it in his garage for me as long as I let him use it for the motorcycle safety course that, as military, we are REQUIRED to take.

I don't need to purchase a helmet since the person I purchase the bike from included that. I do need to purchase safety gear which would only be a motorcycle jacket, which can cost me as little as $60 but as much as $300 but I technically have everything else. As long as it has armor and keeps me cool in the summer and warm in the winter, I'll go for the $60. (as long as it's NOT pink...)

I did find out that the motorcycle safety course is free for me so I'm even golden there.

The bike gets about 50 miles to the gallon and it only costs $12 to fill up the tank. So I can actually visit my brother for less than $24 a trip! $24 would only fill up about half my tank in the SUV...

I also do need to purchase a motorcycle permit which will later turn into a motorcycle endorsement on my license. But again that was expected.

My residential state doesn't have vehicle state inspections so that's not an expense that I have either.

I do need new tires but I knew that when I looked at the bike.

Also my auto insurance had gone down earlier about $30/month. With the motorcycle it went back up $30/month. So that is a wash.

But overall I'm happy! I'll save money overall on gas going to and from work and sometimes it will save me some cash on trips to certain places also!

Posted in Budgeting, Debt, Personal Finance, Saving Money, Ramblings | 6 Comments »

6 Responses to “Motorcycle?”

  1. snafu Says:
    June 15th, 2013 at 12:24 am 1371255849
    1371255849

    The bike looks shiny and fun. When are you booked for the safety course? Does that lower insurance? Please be oh so careful, motorcycle sends pangs of fear to my heart. It's not you...it's the other guy who does risky manoeuvres.

  2. Sian Says:
    June 15th, 2013 at 03:32 am 1371267135
    1371267135

    yeah it does look shiny & fun. I want to paint it but that'll be a long time coming. I'm actually looking at the next dates right now. & yes I do believe that it lowers the insurance. my agent asked if I had taken the course yet & I stated no so i'm guessing that it would. (& yes the course is free). i'm already a very aware driver, I believe that this will also make me even more aware. people from my home state already have issues driving so I've learned to drive for the other guy early on lol.

  3. PauletteGoddard Says:
    June 15th, 2013 at 04:18 am 1371269897
    1371269897

    Congratulations on what looks to be a sweet ride. The only suggestions I have are: wear full gear (no exposed skin if you can help it), ride no faster than you can see. I used to ride a lot but seeing people idly yacking on their phones while merging their big truck against my 400 lb scooter, and getting rear-ended by someone who was overconfident about the effectiveness of his brakes made me paranoid. The course is great for practicing coordination and tight turns, and anticipating the wackiness/blindness of drivers.

  4. Sian Says:
    June 15th, 2013 at 06:29 am 1371277781
    1371277781

    oh yeah, i'm looking at a full jacket and not a vest. i'd prefer vented/mesh so that in the summer I can remain cool. i'm military and I already have everything except for the jacket (includes full-face helmet). i'm having my friends ride with me so I can get familiar with the bike before the course. then onto the course. =D

  5. rob62521 Says:
    June 16th, 2013 at 03:02 am 1371351779
    1371351779

    Be careful, especially watching those drivers who aren't watching for you.

  6. Sian Says:
    June 16th, 2013 at 03:03 am 1371351835
    1371351835

    there are drivers that don't even see large trucks...

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