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June 22nd, 2013 at 06:44 pm

I've finally input everything into YNAB except I need verify three account balances, but I won't be able to do that until Monday. Goodness me, it's so disheartening to actually see the amount that I still owe. But I have to keep in mind how much I've paid off even though my net worth is in the negatives.

Of course everyone's goal is to have a net worth that is in the black! But for those that haven't achieved that, some people are closer than others, not even I.

I literally have VERY close to $50K in debt. I have VERY few assets. But this just wants makes me want to be debt free all the more. It's really the student loans that are killing me. I'm hoping that I can make a large dent in the before I get my degree.

Overall I do like the look and feel of YNAB. Although I wouldn't mind a few changes to the app. Such as being able to change the budget directly from the app. But the app is FREE so that's a nice change!.

But it'll just take discipline and hard work. I'll get there, especially with the support of friends, family and the people here on SavingAdvice.com.

2 Responses to “YNAB”

  1. rob62521 Says:

    Keep up the great attitude and keep plugging along. I'm sure you didn't go in debt overnight so it will take more than a day or two to get out it. You can do it!

  2. Sian Says:

    thanks rob!

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