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Umm... Another Refi?

June 26th, 2013 at 06:27 pm

So I went to a different bank today in order to open a CD with a good APY. So I went to them in person but I need to open a checking account in order to open a CD. After talking to the representative she asked if I had a car loan. I told her that I JUST refinanced with my current bank and got 7.1%.

So I said sure I'll put in a loan application for a auto loan, what can it hurt and it could be to my benefit.

Well as she put that in the system I signed up for my checking account and low and behold I learn that they are doing referrals and I end up getting $25 in my account and one of my friends accounts. YES! Free money, LOVE IT!

So she comes back and gives me a high five (I just rolled with it), I got refinanced for 4.49%!


She also informs that since I refinanced I get a $250 to my checking account!

That is now $275 of FREE MONEY!

So from my original loan I have now cut my interest more than half the amount and I'm also now paying abut $20 LESS than I use to!

I'm stoked for the rest of the year! HAHAHA!

4 Responses to “Umm... Another Refi?”

  1. creditcardfree Says:

    That is really good news! Is that a big bank, local bank or credit union? What will you do with the cash? Might pay at least one payment on your auto loan, right?

  2. PauletteGoddard Says:

    You're on a roll!

  3. Sian Says:

    NOT local and it's a credit union. not sure if I'm paying down a debt with it or putting I in savings for another boost. but it'll be a few payments before I get it. it'll actually pay it and leave a bit left over =P

  4. rob62521 Says:

    Wow, that is fabulous!

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