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Home > Archive: November, 2013

Archive for November, 2013

I Have Been Remiss

November 12th, 2013 at 03:03 pm

Yes, I have been remiss...

I have not been as diligent concerning my finances as before. Life has gotten in the way and I have not let finances be a part of my life. Well that will be changing this month. Why?

My birthday is on the 18th! Time to realize what changes I want to make and make them. Not only financially but physically and mentally as well as emotionally.

I've even gained weight in the last few months...

So I've started back to being physically active and eating better. (destroyed 3lbs so far).

On a good note the interest rate on my timeshare has FINALLY gone down from 17% to 6%. And they backdated it! They applied a savings of $1,693.68 to my account which means that my principal went from $6,849.48 to $5,155.80. Mind you I got this in Aug 2011 and the principal was $7,618.52. Plus my payments went from $132.80 to $85.07.

So now my objective is to redo my finances and see how to apply the extra amount to my finances.