I have made a tentative budget of $200/mo for groceries. This not only includes food but also hygiene products, cleaning supplies and whatnot. I didn't think that I would be able to do this but I've reminded myself that I've done this before on less with coupons.
I've been thinking about something though. What if at the end of the month that I've spent less than $200 for all my groceries. Should I:
1. Roll over the difference for the next month
2. Use the difference to pay towards debt
3. One month rollover, then the next month put towards debt.
4. After 3 months rollover to savings.
I'm leaning towards number "3".
What Do You Think?
December 15th, 2012 at 09:25 am