I'm in the process of paying of a credit card. I was paying the minimum because I've been snowballing another account.
The card was shredded earlier last year so I haven't been using it.
Statement came in today and I looked at it because I know that it should be paid off in the next few months.
Imagine my surprise when I opened it up and saw about $1000 of charges!
So know I have to call the credit card company. I've never had this issue before so I'm not sure how this is going to pan out...
My advice to you: Check your statements every month even if you have shredded the card and no longer using it! And don't forget to DEACTIVATE it so that it can't be used!