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About Me:

Sian

Joined the U.S. Army and have been deployed and PCS'd several times. Been trying to get control of my finances and getting rid of debt. Preparing myself for retirement which is still 25 years away and counting down. My goal is to get rid of debt, fund my retirement, and live my life happily.

Debt:
Capital One: PAID OFF/CLOSED!!
Rooms to Go: PAID OFF/CLOSED!!
USAA card: $0

Resort Maintenance Fees: $1,800
Apartment reno: approx $1,037.25 @ 0% - $10/mo
Timeshare: $2,753.70 @ 6% - $85.07/mo
Rewards Card: $7,751.05 @ 15.15% - $157/mo
Navient: $14,785.04 @ 4.08% $60.25/wk
Car Loan: $17,911.49 @ 13.7957% - $360/mo
Nelnet: $22,191.37 @ 5.03% - 102.16/mo

Retirement:
401K: $4,525.39 (3 Jan 2017)(increase from last amount)
Pension: $1,704.72 (3 Jan 2017)(increase from last amount)

CREDIT SCORES:
Equifax: 636 (Dec 2016)(36 point decrease)
TransUnion: 666?
Experian: 677 (Dec 2016)(24 point increase)

Short and Long Term Goals:
[X] Come up with do-able 5 year consumer debt free plan
[_] Start Birthday/Christmas fund ($100 total)
[_] Pay off Emblem credit card
[_] Start emergency fund
[_] Start putting money in Roth IRA
[_] Get rid of 50lbs and attain 12% bodyfat
[_] Clean/Organize items for Ebay/yard sale
[_] Donate items not for sale
[_] Donate to retirement home and/or shelter

Future Plans!

January 4th, 2015 at 10:26 pm

Well as of the first of this month I am getting ready for the future. I will moving not too long from now and I am in the process of getting the rest of my finances and belongings in order. There will probably be several yard sales and craiglist/ebay listings. And I want to be able to payoff three (3) accounts before I leave so my finances are on "lockdown" lol.

YAY me. :P

Posted in Budgeting, Debt, Personal Finance | 1 Comments »

1 Responses to “Future Plans!”

rob62521 Says:
January 4th, 2015 at 10:43 pm 1420411423
1420411423

Good for you...planning is the best thing to making things happen.

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Sian's Money Matters

My path to a better life

Future Plans!

1 Responses to “Future Plans!”

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